Dear Stephen, I thank you for your comment. Your work is 100% in the contemporary monetarism thinking to find different solutions in money and debt/credit control/creation based on old theories. A lot of points of connections can be found in this economic thinking. You are fully sit in the ten principles of this contemporary monetarism. Your model represents a possible compromise and could be a piece of the puzzle. I believe in fact that stabilization of the economy is a target but it must achieve in connection with the growth of the real economy. Your model offers a solution. The Cryptocurrency Monetary School and the contemporary economic thinking has just been started and now all of us can find a sweet home where we can meet and collect all our theories developing a new economic thinking redefining the way of money and credit creation. My article is a kind of manifesto, I have just tried to fix some principles of this thinking to create relationships and inspiring the changing of dominant economic thinking.